Jumbo Loans

Jumbo Loans

Jumbo Loans

A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $970,800. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.

We’re here to make the jumbo home loan process easier, with tools and knowledge that will help guide you along the way, starting with our Jumbo Loan Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

Log cabin style home on the side of a green mountain

The Jumbo Loan Process

Here’s how our home loan process works:
  • Complete our simple Jumbo Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Is a Jumbo Loan Right for Me?

While the high rates and risk might be a dealbreaker for many borrowers, there are still plenty of benefits that jumbo loans offer. One of the most notable includes having options up to $3 million in financing. You may also avoid financial penalties for the large amount of money you will be borrowing, assuming mortgage rates are low. If a jumbo loan sounds like something that fits your situation, use our free qualifier tool today to see if you are eligible!

Get Your Jumbo Loan Quote Now!

Athena Damianos
Mortgage Broker
NMLS 2092623

Address:
610 Main Street, Suite 11 Frisco, CO 80443

Mailing Address / California Branch
3079 Harrison Ave Suite 10
South Lake Tahoe, CA 96150

Luna Lending Inc.
NMLS 2032089
CADFPI 60DBO-141927

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