15 Year Fixed Mortgage

15 Year Fixed Mortgage

Is a 15-Year Fixed-Rate Mortgage Right For You?

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with our 15-Year Fixed Rate Mortgage Qualifier.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.

The 15-Year Fixed Mortgage Loan Process

Here’s how our home loan process works:

  • Complete our simple 15-Year Fixed Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why Go With a 15-Year Fixed-Rate Loan?

Paying off your loan quicker isn’t the only advantage this type of mortgage offers. A 15-year fixed-rate loan is roughly the same price-wise as adjustable-rate mortgages (ARMs), assuming interest rates are low. In fact, it might even end up being a better deal since you can lock in your monthly payment rates for the entirety of the loan. If this option sounds like one that makes sense for you, use our free qualifier tool to see if you are eligible!

Get Your 15-Year Fixed-Rate Quote Now!

Athena Damianos
Mortgage Broker
NMLS 2092623

Address:
610 Main Street, Suite 11 Frisco, CO 80443

Mailing Address / California Branch
3079 Harrison Ave Suite 10
South Lake Tahoe, CA 96150

Luna Lending Inc.
NMLS 2032089
CADFPI 60DBO-141927

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