Mortgage Broker | Luna Lending Summit

Voted Summit County's Best Mortgage Broker 2023, 2024 & 2025!

Tom Thatcher

We have used Luna Lending and worked with Athena on both the purchase and refinance of a new house. Both times she has been timely in her communication, friendly, upfront and guided us every step of the way. I would 100% recommend her.

Lisa Busch

Athena is amazing. She helped us with our mortgage and then our refinance a few years later. She works with you and for you. An amazing advocate!

Jimbo S

Athena and the Luna Lending team were outstanding to work with and I highly recommend her! Excellent customer service and responsiveness. She is professional and remained focused on finding solutions within our budget. Once again, thank you for helping us realize the dream of owning a mountain home our family can enjoy for many years to come!

Mallory Ray

Athena is a seriously attentive and hands in loan officer! She listens to what you want or need from your transactions and makes it happen like magic. Highly, highly recommend!!

Melissa Hursh

Working with Athena at Luna Lending was an exceptional experience for my husband and I. She was always there every step of the way during the process of purchasing our first home. She is extremely dedicated, driven, puts in the time and makes things happen! Thank you for making our dream come true, Athena!

Veronica Rocha

Athena and Luna Lending were a dream to work with to secure my first mortgage loan. Athena made the process easy (or as easy as it could ever possibly be!), accessible as a first-timer, and transparent. She was brilliant, compassionate, kind, patient, professional, and more trustworthy than I though possible within the big loan business. She secured a fantastic rate for me, better than any others I found. I recommend her wholeheartedly and without reservation. Shop no further, you have found your trustworthy person for your loan.

Dustin Anderson

Athena is the best! If any mortgage needs in Summit County, definitely go with Athena!

Lara Crisp

Athena genuinely cares for you, she is thorough & professional. My family is so happy we are working with Athena!

Jeremy Burmeister

Very responsive and provided a variety of options to consider at my request. Great experience.

Athena hands down simplified everything that I was going through with purchasing my first home! I was overwhelmed with the process when I first started, But every step along the way she helped me navigate , without a doubt she did an amazing job! Explaining everything, sending me videos. There was no stone left unturned, I would absolutely recommend Athena and Luna lending. She is a rockstar!!!

What We Do

Luna Lending is a local mortgage broker with a client-first approach and a focus on honest and transparent service. As an independent broker we work with many different wholesale lenders and are experts in helping you secure the best mortgage product for your specific needs and goals. As a broker we work with lower margins than most big banks and retail lenders which means getting you great rates and low costs is a breeze. We’re here to support you and the community.

Get a Rate Quote in Just 30 Seconds

Mortgage rates change daily and vary depending on your unique situation. Get your free customized quote here.

Pre Approval Letter

You need to get moving straightaway. Use a Pre Approval Letter to get the process started.

Refinance Analysis

We’ll crunch the numbers so you’ll know exactly how much money you can save.

Today’s Mortgage Rates

Browse rates comparisons to see which individual mortgage terms can make the most sense to you.

Search Homes For Sale

Don’t just leap at the next opportunity – take the time to search.

Ready to apply now?

Complete Your Secured Mortgage Application

Home Purchase Loans

Let’s Talk “Flow of the Loan Process”

Firstly, we will discuss your goals and options, determine your budget, and find the loan product that works best for you.

After that, you can submit an application on our secure portal. It’s easy and only takes a few minutes. It will ask questions about your basic info, address history, employment history, and income overview)

Additionally if you need one, you can get your free pre-approval letter through us!

Refinance Rates

Then, let’s find the perfect home!

It’s time to search for your new home! Feel free to use some of our tools available on our website.

Once you find a property you like, let us know and we will write up a letter specific to that property.

Lastly, once your offer gets approved, our team will collect all needed documents from you and prepare your file for processing and underwriting. Above all we will make this easy for you!

Rates Comparisons

Let’s discuss your Goals and Options

Do you want to learn more? Leave your information and we will get in touch with you to discuss further.

Your Independent Mortgage Broker

Best Mortgage Broker

2024 Affiliate of the Year

Why Luna Lending for Your Mortgage Broker?

By choosing our services as an independent mortgage broker, you can take advantage of our comprehensive set of free tools to guide you through every step of the process. For instance, our refinance analysis tool can help you determine how much money you can save through refinancing your home. Moreover, you can browse through our mortgage rate comparisons to gain insight before you decide to purchase property in Summit County, Colorado.

Furthermore, we offer a preapproval letter that you can fill out to get the approval process rolling. Our goal is to help you find the best possible rate that fits within your budget and sets you up for future success. With our support, you can rest assured that you have all the necessary tools and resources to make informed decisions throughout the mortgage process.

Voted Summit County's Best Mortgage Broker 2023, 2024 & 2025!

What We Do