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Voted Summit County's Best Small Business 2022!

Emily Schneider
Emily Schneider
June 8, 2023
If there’s one woman that will make it happen, it is Athena! She is the reason I was able to buy my first home, and receive the low rate she locked me in at. Her incredible knowledge of the field from beginning to end and ability to translate it all to my understanding, had me feeling both safe and confident throughout the whole process. I will be using Athena for all my future endeavors and cannot recommend her enough for anyone out there looking into a loan. Thank you Athena!!!
Tashia Davis
Tashia Davis
June 6, 2023
As first time home buyers, we’re so grateful that we chose to work with Athena. She was super on top of things, worked well with our realtor, and she was patient and helpful with all of our questions throughout the process. Plus, we were able to get a great rate and come in under budget on our monthly payments. We’d recommend her to anyone in the county!
Rebecca Rebel McMahon
Rebecca Rebel McMahon
May 31, 2023
Athena was able to help me understand the steps of applying for a loan in a very thorough and comprehensive way. She was very knowledgeable and responsive to all of my questions, and I would absolutely recommend her and her team to anyone that’s considering needing a mortgage loan!
Shianne Elliott
Shianne Elliott
May 1, 2023
Athena truly believes in her clients. She believes this process can be easy, that you deserve the home of your dreams. She made what I didn’t realize could be possible happen. I now get to watch my children grow up in a home, a real home, here in the mountains. I’ll be grateful to her forever. She is more than worth the value she provides and I never once questioned her sincerely, skill and attention to detail. It was huge having someone with as much knowledge as she had keeping my family safe, getting us the best deals, and making buying a home EASY. Reaching out to Athena with be the best thing you do. And I’m confident others feel the same. Thank you so so so much, Athena.
Alec Freeman
Alec Freeman
April 12, 2023
I would recommend Athena at Luna Lending for any of your lending needs! I recently bought a property in Fairplay, CO and she helped make the financing as smooth as possible. She was always available to answer any of my questions and was helpful every step of the way. Reach out to Athena for your next home purchase and you won’t be disappointed!
Su Morton
Su Morton
February 17, 2023
Athena was amazing from start to finish in the process. She immediately put me at ease and worked through the best solution for me and my boyfriend (and got us an amazing deal) – we just moved in and we could not have done it without her! Definitely would recommend!
Kathleen Gray
Kathleen Gray
January 28, 2023
Athena was so personable and helpful through the whole lending process. She took time to make sure we understood everything and answered all our questions. I highly recommend, especially for first-time homebuyers!
JasonEnke151
JasonEnke151
December 29, 2022
Athena is the best! She made the entire process easy and has a great energy! Highly recommend!
Thomas Hetman
Thomas Hetman
December 4, 2022
Athena was a pleasure to work with

What We Do

Luna Lending is a local mortgage broker with a client-first approach and a focus on honest and transparent service. As an independent broker we work with many different wholesale lenders and are experts in helping you secure the best mortgage product for your specific needs and goals. As a broker we work with lower margins than most big banks and retail lenders which means getting you great rates and low costs is a breeze. We’re here to support you and the community.

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

Refinance
Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Rate
Comparison

Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.

Get a Rate Quote in Just 30 Seconds

Mortgage rates change daily and vary depending on your unique situation. Get your free customized quote here.
Mortgage Calculator
Purchase Price: $
Down Payment: $
Loan Term: years
Interest Rate: %
Property Tax: $ /year
Insurance: $ /year
Payment: $ /month
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Pre Approval Letter

You need to get moving straightaway. Use a Pre Approval Letter to get the process started.

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Refinance Analysis

We’ll crunch the numbers so you’ll know exactly how much money you can save.

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Today’s Mortgage Rates

Browse rates comparisons to see which individual mortgage terms can make the most sense to you.

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Search Homes For Sale

Don’t just leap at the next opportunity – take the time to search.

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Ready to apply now?

Complete Your Secured Mortgage Application

Home Purchase Loans

Let’s Talk “Flow of the Loan Process”

Firstly, we will discuss your goals and options, determine your budget, and find the loan product that works best for you.

After that, you can submit an application on our secure portal. It’s easy and only takes a few minutes. It will ask questions about your basic info, address history, employment history, and income overview)

Additionally if you need one, you can get your free pre-approval letter through us!

Refinance Rates

Then, let’s find the perfect home!

It’s time to search for your new home! Feel free to use some of our tools available on our website.

Once you find a property you like, let us know and we will write up a letter specific to that property.

Lastly, once your offer gets approved, our team will collect all needed documents from you and prepare your file for processing and underwriting. Above all we will make this easy for you!

Rates Comparisons

Let’s discuss your Goals and Options

Do you want to learn more? Leave your information and we will get in touch with you to discuss further.

Complete Your Secured Mortgage Application

Your Independent Mortgage Broker

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

LEARN MORE
Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

LEARN MORE
Rate Comparisons

Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.

LEARN MORE
Fast Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll certainly have better access to your options so you can see the next move.

Cash Out Refinance

Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.

Why Luna Lending for Your Mortgage Broker?​

By choosing our services as an independent mortgage broker, you can take advantage of our comprehensive set of free tools to guide you through every step of the process. For instance, our refinance analysis tool can help you determine how much money you can save through refinancing your home. Moreover, you can browse through our mortgage rate comparisons to gain insight before you decide to purchase property in Summit County, Colorado.

Furthermore, we offer a preapproval letter that you can fill out to get the approval process rolling. Our goal is to help you find the best possible rate that fits within your budget and sets you up for future success. With our support, you can rest assured that you have all the necessary tools and resources to make informed decisions throughout the mortgage process.

A mortgage broker with you every step of the way.
Luna the dog sitting next to the colorful Colorado sign

Athena Damianos
Mortgage Broker
NMLS 2092623

Address:
610 Main Street, Suite 11 Frisco, CO 80443

Mailing Address / California Branch
3079 Harrison Ave Suite 10
South Lake Tahoe, CA 96150

Luna Lending Inc.
NMLS 2032089
CADFPI 60DBO-141927

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https://www.nmlsconsumeraccess.org/

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