USDA Loans
USDA Home Loans
The United States Department of Agriculture (USDA) gives borrowers the opportunity to own a home outside of the city limits. There are several benefits of a USDA loan,including flexible credit underwriting requirements and no down payment required.
We’re here to make the USDA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our USDA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
The USDA Process
Here’s how our home loan process works:
- Complete our simple USDA Loan Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Why Choose a USDA Loan?
Homeowners take advantage of USDA home loans for various reasons, but perhaps the biggest draw for many is the lack of a required down payment to be approved for this loan. Taking money out of pocket upfront is often a detractor for those looking to finance their home or take out a loan for their property, but the USDA does not make this a requirement, making it easier and more accessible for those who need this type of home loan to be approved. If a USDA loan sounds like the right choice for your new home, check out our free qualifier tool and see if you are eligible!